Dan Roth
Chief Financial Officer, Scottish Re Group Limited

Dan Roth joined our Company as Executive Vice President, Chief Restructuring Officer in May 2007 and has served as Executive Vice President, Chief Financial Officer since February 2009. From May 2006 until April 2007, Mr. Roth worked for Cerberus's operations team. Before joining Cerberus, Mr. Roth spent ten years with the General Electric Company, most recently as the Manager of Finance for GE Money's personal loan business in Japan. Mr. Roth also led GE Money's global capital allocation program in Stamford, Connecticut and prior to that, was a Senior Manager for GE's Corporate Audit Staff, leading teams responsible for financial and operational reviews of GE's business in North America and Asia. Mr. Roth is a graduate of the University of Dayton's school of business.

dan.roth@scottishre.com

Meredith Ratajczak , FSA, MAAA
President and Chief Executive Officer, Scottish Re (U.S.), Inc.


Meredith Ratajczak joined our Company in March 2006 as Chief Actuary of our Life Reinsurance North America Segment and assumed the role of Interim Chief Financial Officer, North America in August, 2007. Ms. Ratajczak was appointed President, Chief Executive Officer, North America, in February 2009. Prior to joining our Company, Ms. Ratajczak was a Consulting Actuary and Equity Principal at Milliman for nineteen years. She has also worked as an actuary for Investors Life Insurance Company of North America and Penn Mutual Life Insurance Company. Ms. Ratajczak served on the planning committee for the Valuation Actuary Symposium for twelve years, four of those years serving as Chairperson. She also served on the faculty of the Life and Health Qualification Seminar for two years. Ms. Ratajczak holds a B.B.A. with a major in Finance from Penn State University. She is a Fellow of the Society of Actuaries (FSA) and a Member of the American Academy of Actuaries (MAAA).

meredith.ratajczak@scottishre.com

Michael Baumstein
Executive Vice President, Investments and Capital Markets, Scottish Re Group Limited

Michael Baumstein joined our Company in March 2004. Mr. Baumstein currently serves as our Executive Vice President, Investments and Capitals Markets. Mr. Baumstein also serves as President of Scottish Re's broker/dealer subsidiary, Scottish Re Capital Markets. Prior to joining us, Mr. Baumstein worked as an Investment Banker, with a specialty in financial institutions, corporate finance and mergers and acquisitions at Bear Stearns and at Prudential Securities. He also held finance and strategy positions at PricewaterhouseCoopers and Scudder Kemper Investments. Mr. Baumstein holds a B.A. in Economics from Rutgers University and an M.B.A. from Columbia University.

michael.baumstein@scottishre.com

Gregg Klingenberg
General Counsel, Scottish Re Group Limited

Gregg Klingenberg joined our Company in February 2006. Prior to assuming the role of General Counsel in January 2009, Mr. Klingenberg served as Senior Vice President, Associate General Counsel for Scottish Holdings, Inc. and Legal Counsel for the Company's North American operating subsidiaries. Mr. Klingenberg previously was associated with Cadwalader, Wickersham & Taft LLP, where his practice focused primarily on capital markets transactions. Mr. Klingenberg formerly was in-house counsel to the investment division of Great-West Life & Annuity Insurance Company and an associate in the Denver office of Kutak Rock, LLP, focusing on structured finance transactions and general corporate matters. Mr. Klingenberg holds a B.A. in Political Science from Nazareth College and a J.D. from the University of Denver, College of Law.

gregg.klingenberg@scottishre.com



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