These ratings reflect our solid capitalization, experienced management team, sound operating plans and conservative investment philosophy.

Scottish Annuity & Life Insurance Company (Cayman) Ltd. Scottish Re (U.S.), Inc. Scottish Re Life Corporation
A.M. Best C- C- C-
Fitch Ratings CCC+ CCC+
Moody's B3 Ba3
Standard & Poor's CCC+ CCC+ CCC+


Insurance ratings are widely accepted as an important means of assessing the financial strength and quality of insurers and reinsurers.







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